You can't predict the future, but you can help protect yourself against it. Life Insurance can provide a lump sum of money if you die or become terminally ill.
While this may not be useful for you - it might be essential to help pay off the mortgage, look after the family and provide a little bit of certainty for the future.
Key Benefits
Death benefit:
Pays a lump sum if you die.
Terminal illness benefit:
Pays a lump sum if you are diagnosed with a terminal illness.
Funeral advancement:
Some of your cover is paid out early to help with funeral expenses.
Financial planning:
Helps with the cost of financial advice to support financial choices after a claim.
Grief support:
Helps with the cost of professional grief support during the grieving process.
Funeral conversion:
Lets you convert some of your life cover to a funeral benefit.
Optional Benefits
Kids Cover:
Lets you cover your kids too.
Paid for premiums:
Your Life Cover premiums will be paid for if you can’t work more than 10 hours per week due to illness or injury.
Needlestick:
Covers medical workers who contract Hepatitis B or C or HIV during work.
Terminal illness booster:
Pays out extra if you’re diagnosed with a terminal illness.
Funeral benefit:
Pays out a lump sum if you die or become terminally ill.
Got a question?
Click on these common FAQs below to learn more.
+ How much life insurance do I need?
How much you’ll need if something happens isn’t always obvious. We will work with you to uncover both the obvious and the hidden needs that crop up, so you can decide what your priorities are and how much you’ll need.
+ Who gets the money should I die?
Generally, the person who owns the insurance policy or their nominated beneficiary will get the money. We can help you make sure the money goes to the people you want to receive it, without any hiccups.